1Cover: New Zealand Insurance

Travelling abroad or within New Zealand?

1Cover have cut out the middleman to offer a range of comprehensive online insurance policies of excellent value for money for all age groups. By purchasing online, you have the opportunity to create a flexible tailored policy and save up to 50% on travel agent fees.

What benefits does 1Cover offer?

History

1Cover have helped pioneer online insurance for New Zealanders and Australians since 2003. Armed with the knowledge that travel agents charge 50% commission on insurance, 1Cover set out to change the way travellers view its purchase and to provide the necessary information for the creation of comprehensive tailored policies at half the usual cost.  

Offering

1Cover offer a range of policies to suit your travelling needs.

When purchasing online, you have the opportunity to select the required cover for your trip, whether it be medical or fully comprehensive cover, for business, skiing, backpacking - or a general holiday. Policy offerings can be easily compared through online charts. An online product disclosure form is also available to check the fine print and ensure you understand what it is you are covered for.

How to Book

You can book online 24/7 at www.1cover.co.nz through an interactive quotation system.

It takes around a couple of minutes to receive a free online quote.

From here, you can compare policy offerings with your specific needs and check the fine print of your chosen policy. Any queries? Speak to one of 1Cover's friendly helpful consultants weekdays 8am - 6pm and weekends 10pm - 4pm.  Confirmation of your purchase is sent within a couple of minutes by text message, with immediate delivery of your policy via email.

Security

1Cover's policies are underwritten by Allianz, one of the world's largest insurance companies. 1Cover is also an agent of Mondial Assistance, the world's largest assistance group. Hacker-safe and tested daily, 1Cover uses single socket layer encryption technology to ensure your credit card details are scrambled once your purchase has been made.

Travel Insurance Tips:

1) Include possible travel destinations, what you wish to be covered for and disclose all pre existing medical conditions

2) Start with the cheapest policy and work your way up. This means you are not paying for unnecessary expenses and understand what it is you are covered for

3) Check the excess. If your policy looks too cheap to be true, you may have a high excess. If your policy is pricier than compared offerings, you may have a low excess.

4) Check whether it is possible to buy out your excess and what this costs. With 1Cover, a claim buyout costs $25 - which is peanuts when it comes to making a claim further down the track!

5) Check whether it's possible to extend your policy whilst overseas

For more information on New Zealand insurance for all of your travel insurance needs, check out the 1Cover website today.